Writing
Notes on getting paid across borders.
What actually happens to an international payment between the moment a customer pays and the moment the money lands. Written for founders and finance teams selling software to the world.
How long cross-border payments actually take to settle
A payment can be authorised in two seconds and still take a week to reach your bank. Here is where the days go, hop by hop, and which of them are avoidable.
Why foreign cards get declined, and what local acquiring changes
Cross-border decline rates are rarely about the customer's balance. They are about where the charge appears to come from, and what the issuer does with that signal.
Pix, UPI and GCash: the payment methods your checkout is missing
In several of the markets growing fastest for software, most people do not reach for a card at all. What those methods are and how they behave.
What stablecoin settlement actually means for your bank account
You can be paid over rails built on stablecoins without ever holding one. What happens in between, and the questions worth asking a provider.
Collecting payments from Latin America: a practical guide
Pix, SPEI and PSE behave nothing like cards: no chargebacks, different failure modes, different refund paths. What to plan for before you launch.
Should your SaaS bill in local currency? A decision guide
Local pricing usually lifts conversion and definitely complicates your accounting. How to decide, and what to fix first if you go ahead.
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